Welcome to MetLife, Your Life®

Let us help you face life's unpredictable situations with safety tips we've gathered from years of experience. Full of educational and seasonal information, our site will help you take care of your auto, home and safety needs. Plus, you can save money along the way.

Visit MetLife.com for your current Auto and Home policy information.
Find out if you're eligible for an employee or association
membership discount. Get a free quote.

Your Auto

Keep your car in top condition with our seasonal tips and safety information. Find out what to do in emergency situations and how to deal with inclement weather that could affect your driving. We also answer common auto insurance questions.

Your Home

Keep your home safe with our maintenance tips and safety ideas. We offer guidance on what to do for regular upkeep of your home throughout the year. We also answer common home insurance questions.

Your Business

Keep your business running smoothly with these tips and insights. From liability coverage to protecting your assets, we’ll help you maintain peace of mind.

Your Belongings

Take care of your valuables with our maintenance ideas and safety tips. We'll help you protect your favorite belongings indoors and out, including your technology, recreational, and home maintenance equipment. We also answer common insurance questions.

Your Protection

Keep your loved ones safe both online and offline with our helpful advice and information. Our articles can help you reduce your risk and raise your awareness about situations that can affect your personal and online safety, including identity theft protection.

MetLife Auto & Home Your Trusted Solutions®

Conquer your to-do list with discounts and access to seasoned professionals for home repairs, renovations, and household tasks.

Commercial Insurance

Placeholder text.

About MetLife Auto & Home

As the nation's leading provider of employer-sponsored auto and homeowners insurance, MetLife Auto & Home insures nearly 1.7 million households countrywide. Our Claims promise is to be there when our customers need us most—providing superior insurance coverage with fewer gaps and surprises.


See our video collection to learn more about protecting your property and assets.

Protect Your Home From Lightning

Reduce the risk of property damage with a home lightning protection system.

Lightning strikes can cause serious property damage. According to the National Oceanic and Atmospheric Administration, lightning is responsible for approximately 200,000 insurance claims and $1 billion in damages annually.

A lightning protection system can’t prevent your home from being struck. But it can reduce the damage and injuries lightning causes.

What is a Home Lightning Protection System?
A lightning protection system is a set of components that work together to conduct the force of a lightning strike to the ground by creating a path of least resistance. Without this path, lightning uses any conductor inside your home—including phone lines, electrical lines and water or gas pipes—to get to the ground, causing significant damage.

Typically, home lightning protection systems include these components:
Lightning rods: Copper or aluminum rods designed to intercept the lightning strike, mounted to your roof at regular intervals
Main conductors: Metal cables that connect the lightning rods to other parts of the system
Grounds: More than two rods driven at least 10 feet into the ground to direct the current away from the structure
Bonds: Connect lightning rods and grounds to the main conductor to prevent lightning from jumping between multiple objects
Surge suppressors: Installed at the main electrical panel to prevent an increase in electrical currents from starting a fire

Why Should I Invest in a Home Lightning Protection System?
Lightning protection systems can cost as little as $150 or as much as $3,300, depending on how many rods and cables are installed, but they are worth the investment. Consider purchasing a protection system if:
Your home has been struck by lightning. Lighting does strike the same place twice. According to the National Weather Service, the Empire State Building is struck by lightning an average of 100 times per year.
Electrical storms are common in your area. If a bolt strikes a nearby power line, it can travel into your home through plumbing or electrical wiring.
Your neighbors have installed protection systems. Lightning can sometimes side-flash from one structure to another. If your neighbors are protected, you should be.
You have trees taller than your home fewer than 10 feet away. The Lightning Protection Institute recommends installing protection systems on tall trees, as they do not offer protection from lightning strikes.

L0315413130[exp0218][All States]

Close popup