Welcome to MetLife, Your Life®

Let us help you face life's unpredictable situations with safety tips we've gathered from years of experience. Full of educational and seasonal information, our site will help you take care of your auto, home and safety needs. Plus, you can save money along the way.

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Your Auto

Keep your car in top condition with our seasonal tips and safety information. Find out what to do in emergency situations and how to deal with inclement weather that could affect your driving. We also answer common auto insurance questions.

Your Home

Keep your home safe with our maintenance tips and safety ideas. We offer guidance on what to do for regular upkeep of your home throughout the year. We also answer common home insurance questions.

Your Business

Keep your business running smoothly with these tips and insights. From liability coverage to protecting your assets, we’ll help you maintain peace of mind.

Your Belongings

Take care of your valuables with our maintenance ideas and safety tips. We'll help you protect your favorite belongings indoors and out, including your technology, recreational, and home maintenance equipment. We also answer common insurance questions.

Your Protection

Keep your loved ones safe both online and offline with our helpful advice and information. Our articles can help you reduce your risk and raise your awareness about situations that can affect your personal and online safety, including identity theft protection.

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About MetLife Auto & Home

As the nation's leading provider of employer-sponsored auto and homeowners insurance, MetLife Auto & Home insures nearly 1.7 million households countrywide. Our Claims promise is to be there when our customers need us most—providing superior insurance coverage with fewer gaps and surprises.

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See our video collection to learn more about protecting your property and assets.

Lightning’s Impact on Your Home

Lightning can damage many items in and around the house. Here’s how to help protect them.

A lightning strike carries up to 1 billion volts of electricity. That can be some serious shock to your home, with the following items being susceptible.

Electronics
If it’s plugged in, lightning can get it. You can help protect electronics two ways: Use power strips with a clamping voltage of 400 volts or less (give hard workers like your computer their own strips for better protection) or have a surge protector installed. It redirects any abnormal electricity spikes into the ground.

Avoid using plugged-in electronics during or immediately after a thunderstorm — the extra electricity could shock you too.

Plumbing
Lightning can travel along metal pipes, so remember not to touch exposed plumbing, take a shower or bath, or use the faucet during a storm. To help protect your home’s plumbing, consider a lightning protection system. It diverts lightning away from the house with lightning rods, conductor cables and grounding rods.

Metal Objects
Metal window or door frames, among others, can conduct electricity when lightning strikes. Be sure to keep your distance during or soon after a thunderstorm.

Trees
Not only can lightning strike a tree, but it also can jump from the tree to your home. Placing lightning rods in trees helps guide the lightning away from the house.

If lightning damages your home, contact your insurance agent as soon as possible. They can help you determine next steps.

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