MetLife, Your Life®

Simple Tips for Life’s Unpredictable Moments

Do You Need Additional Insurance for Your Home Business?

If you’re starting a home-based business, you may need additional coverage. Here’s why.

Q. I  recently opened my own business. Right now, it’s just me, my computer, and a phone. Do I need to update my insurance?

A. A MetLife Auto & Home® homeowners or renters policy has an automatic limit on the amount it could pay to cover damage to business equipment for a home-based operation. Your policy excludes coverage for liability damages that arise while you’re conducting business.

Ask your MetLife Auto & Home representative about adding a business endorsement to your existing policy or obtaining a separate policy for your business to make sure you’re adequately covered.

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