What to Do After a Hailstorm
After the storm passes, follow these tips for dealing with hail damage to your home or car.
Hail can seriously damage your property. Here’s what to do if it makes an impact:
If Hail Hits Your Home
Once it’s safe to go outside, check your home’s roof for damage.
- Look for even the smallest damaged areas. Rain, wind and snow can continue to wear away hail spots and expose the asphalt underneath—causing it to dry out and water to leak inside your home.
- Check the gutters. Make sure no large cracks or dents can compromise their function.
- Inspect your shingles. Hail damage can cause shingle failure, meaning they won’t last nearly as long as intended. If you see dents, divots or bruises, the damage might be more than just cosmetic.
If you notice signs of roof damage, file an insurance claim and schedule an inspection with an insurance adjustor.
If Hail Hits Your Car
A hailstorm may leave an unprotected car covered with tiny or large dents. These dents rarely affect performance, but it’s a good idea to have someone assess your car to determine if the damage is serious.
If the damage is simply aesthetic, you have two options:
- Leave the car as is. This can be an option if you do not carry comprehensive coverage on your automobile policy. The dents may affect resale value, but repairing them, depending on the extent of the damage, can be costly. Many times, the hot sun will bake out small dents within a matter of days or weeks, requiring no repairs.
- Get the dents repaired. Comprehensive auto coverage will pay to cover repairs after your deductible. You can go to a traditional auto-body shop, or in many cases, a shop that performs paintless dent repair would be your preferred method. This process is faster, requires little or no painting and is guaranteed.
If hail causes more extensive damage, such as a crack in your windshield, it’s best to contact your insurance company or agent to discuss what to do next.
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