Are Your Documents Insured?
Find out whether your policy covers the costs to replace important family documents.
Q. I’ve spent the last year doing extensive research on my family tree. Can I buy insurance to protect these papers?
A. Your homeowners or renters insurance automatically includes a $1,500 limit for manuscripts, which covers the cost to research and restore information—such as important family history information—that’s lost or damaged because of a covered loss. Rather than risk losing treasured historical documents, make photocopies and store the originals off-site in a safe-deposit box or other fire-resistant box. Or scan documents and save them to a secure site or external hard drive.