MetLife, Your Life®

Simple Tips for Life’s Unpredictable Moments

Can You Add Insurance for Your Computers?

How to obtain additional coverage on home electronics.

Q. How can I get additional coverage on my three computers?

A. Your MetLife Auto & Home renter, condo or homeowners policy typically allows up to $5,000 for loss of computer equipment. That may not be enough for some. To figure out how much coverage you need, add up the costs of all three of your computers, plus related items such as software, printers and external hard drives.

You may purchase more coverage with our optional Home Computer Endorsement, which provides up to $15,000 in coverage. It also lowers your deductible for computer-related losses to just $50. (To compare, your home insurance likely has a deductible of $250 to $1,000 or greater.) And the endorsement covers even more causes of loss or damage, including if you accidentally spill your morning latte across the keyboard.

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