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You have been directed to this page because you have requested to view Meredith Corporation's Privacy Policy and Visitor's Agreement. As stated on the previous webpage, the webpage from which you were directed is being maintained and hosted by Meredith Corporation, acting as an agent for Metropolitan Property and Casualty Insurance Company (the "Hosted Website"). The content on the Hosted Website is owned by MetLife Auto & Home. Because Meredith Corporation is providing hosting and maintenance services, our Privacy Policy and Visitor's Agreement may apply. The following is Meredith's Corporation's standard Privacy Policy and Visitor's Agreement. Please note, it is possible that not all of the provisions set forth in these policies will be applicable to the Hosted Website. However, to the extent Meredith Corporation's apply, these are the policies that govern your use of the Hosted Website.

ONLINE PRIVACY POLICY

Welcome to our website! Since 1902, Meredith Corporation, ("we" or "us") has been committed to providing our customers with products and services characterized by outstanding quality, customer service and value. Our Online Privacy Policy continues our commitment to serve you and to protect your privacy online.

By visiting any of our sites, you agree that your visit, and any dispute over privacy, is governed by this Online Privacy Policy and our Visitor Agreement. Please take a few minutes to read them before using or registering with any of our sites.

PLEASE NOTE THAT THIS PRIVACY POLICY APPLIES ONLY TO OUR ONLINE COLLECTION AND USE OF INFORMATION AND DOES NOT APPLY TO ANY INFORMATION THAT YOU MAY PROVIDE TO US BY OTHER MEANS, SUCH AS VIA MAIL OR TELEPHONE.

Please read this Online Privacy Policy carefully so that you understand our privacy practices regarding:

• Children under 13
• Information we collect
• How your information will be used
• How to correct or update your information
• Newsletters and Promotions
• Security
• Miscellaneous

If you have questions about this Online Privacy Policy, please contact us at privacy@meredith.com.
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Children Under 13

Meredith cares about protecting the privacy of children. We won't knowingly allow anyone under 13 to provide us any personally identifying information. Children should always get permission from their parents before sending any information about themselves (such as their names, email addresses, and phone numbers) over the Internet, to us or to anyone else. We encourage you to become involved in your children's online experience, and to share your interest in our sites with your young ones. If you're under 13, please do not register with any of our sites or provide us with any personally identifying information (such as your name, your email address or your phone number).
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Information We Collect:

The information we gather on our sites falls into two categories: (1) information you supply when you register or initiate transactions, and (2) tracking information collected as you navigate through our sites. Third-party providers featured on, or linked to from, our sites, such as vendors of products and services offered through our sites, may gather information, as well.

Personally Identifying Information

Registration Information. To use certain features on our sites, we ask you to register. When you register, we collect personally identifying information about you, including your name, mailing address, email address, user name and password. We may also ask for some additional information, such as, hobbies, age, browser type, and the like, but you're free to register without providing this information if you prefer. In addition, at various other points on our sites, we may ask you for personally identifying information, including when you: place an order for products, complete a survey, or report a problem with one of our sites. We use this information to process your orders, to tailor our sites to your interests and to make them more useful to you, and to help improve our sites generally.

Contests and Other Promotions. From time to time, we may offer contests or other promotions involving marketing or advertising partners. If you choose to participate in one of these contests or promotions, you'll have to provide some information about yourself (such as your name, address, and email address). We may share this information with sponsors of the contest or other promotional partners, but we will always identify the other parties involved (for example, in the contest rules) and provide notice that your registration may be disclosed to these parties. We don't control these third parties' privacy practices, and our Privacy Policy does not apply to their collection and use of your information. We urge you to review their privacy policies and learn how they will use your information before participating. If you don't want us to collect the information requested in connection with a promotion, or to provide it to our co-sponsors or partners, please do not participate in the promotion.

Tracking Information

Cookies. To help us serve your needs better, we use "cookies" to store and sometimes to track user information. A cookie is a small amount of data that is sent to your browser from a web server and stored on your computer's hard drive. A cookie contains a unique number that allows our sites to identify your computer. For example, cookies allow us to keep track of your user name and password (if you are a registered visitor) so you don't have to re-enter that information each time you visit one of our sites. We also use cookies to make sure you don't see the same ads repeatedly when you visit our sites. The help function on most browsers contains information on how to set your browser to notify you before accepting cookies or to disable cookies entirely. However, if you don't accept cookies, you may not be able to take advantage of various features on our sites that are available to other visitors. In addition, our advertising and marketing partners may use their own cookies.

Third-Party Advertising Services. We use the services of DoubleClick, a third-party advertising and email delivery company to serve and target advertisements that you see on the pages of our sites, to serve and target promotions or other marketing messages, and to send e-mails from us. DoubleClick also collects "clickstream data," information about your visit to our sites and to third-party sites that can be aggregated and used to target advertising on this and other sites, and used for marketing research and other similar purposes. This clickstream data does not include personally identifying information such as your name, address, email address or telephone number. DoubleClick uses cookies for many of the same reasons we do, and collects information directly from our users. We share website usage information about visitors to our sites who have received a targeted promotional campaign with DoubleClick to facilitate targeting future campaigns and upgrading visitor information used in reporting statistics. For this purpose, we and DoubleClick note some of the pages you visit on our website through the use of pixel tags (also called "clear gifs" or "web beacons"). If you would like to know more about DoubleClick information gathering practices and "opt-out" procedures, please see the privacy statement on the DoubleClick website.

Browser Level Information and IP Addresses. When you use our sites, we may also collect information about your access time and your computer configuration, including the type of browser software you use, the operating system that you're running, the resolution of your computer monitor and your Internet Protocol ("IP") address. Your IP address is a number that is used by computers connected to the Internet to identify your computer so that data (such as the web pages you request) can be sent to you. Your IP address does not tell us who you are. Like the IP address, none of the other information described in this paragraph identifies you personally. We collect this information for purposes of aggregated reporting on site activity that we, and our advertisers, may use. For example, we may want to know how long the average user spends on our site, which pages or features get the most attention, and the like. The aggregated information helps to understand our audience and confirm the value of advertising on our websites.
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How Your Information Will Be Used:

Our primary goal in collecting information is to provide you with a customized experience when visiting our sites and to make our sites more valuable to you.

Vendors and Service Providers. To make your experience on our sites more useful and enjoyable, we may offer some features (such as chat rooms and email newsletters) in conjunction with third party providers ("Provider Partners") that specialize in operating such services. We share with each of these Provider Partners such information as is necessary to provide you with the services we provide you in conjunction with that Provider Partner. Their use of this information will be subject to the terms of their respective privacy policies, which you can find on their websites. We will not provide your email address to such third parties unless it's necessary to provide the services you have requested, or to allow you to participate in a co-sponsored promotion.

Sites to Which We Link. We also may provide links to other websites, and provide access to products and services offered by third parties, whose privacy policies we don't control. When you access another website or purchase products or services or conduct other transactions through our websites, use of any information you provide is governed by the privacy policy of the operator of the site you're visiting or the provider of such products or services. When you provide information in the course of obtaining products or services through our sites, use of any information you provide may be governed by the privacy policy of the provider of those products or services, even if it appears that you're on one of our sites throughout the transaction. The provider's privacy policy may differ from ours. If you can't find the privacy policy of any of our providers via a link either from the site's homepage or from the pages on which the products or services are offered, you should contact the provider directly for more information.

Shopping. When you are ready to make a purchase through one of our sites, we will ask you to provide us with certain information, including your contact details (such as your name, address, telephone and email), and your billing information (such as your credit card number and the date that your card expires). We will use the information you provide us to process your transaction and to contact you regarding your purchase if necessary. We will share this information with the relevant merchant to the extent necessary to facilitate your purchase (for purposes such as customer service, verification, fulfillment and billing purposes). We may share non-financial information with such merchants in accordance with this Privacy Policy.

Our Other Websites. When you register for one of our sites, the information that you provide will be added to a centralized Meredith database so that you will simultaneously be registered for our other sites as well. We may share the information that we collect from you with other divisions of Meredith so that we and they can offer you products and services that we may believe may be of interest to you.

Postal Address Lists. If you provide us with your postal address, we may include that address in postal address lists that we sell or rent to third parties. If you would like us to stop including your postal address in such lists, please send us a letter (which should be addressed to Meredith Corporation, Opt-Out Postal, Attn: Circulation, 1716 Locust Street, Des Moines, Iowa 50309), requesting that we remove your postal address from these lists. If we receive such a letter from you, we will act as promptly as possible to remove your postal address from future postal address lists that we sell or rent to third parties.

Other Disclosures. We may occasionally release information about our visitors when release is appropriate to comply with law, to enforce our Visitor Agreement (anchor link to text below), or to protect the rights, property or safety of visitors to our sites, the public, or Meredith Corporation. As our business grows, we may buy or sell various assets. In the unlikely event that Meredith Corporation, substantially all of our assets, or one or more of our sites (or substantially all of its assets) is acquired by another company, information on our visitors would be among the transferred assets.
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How to Correct or Update Your Information:

Meredith Corporation believes strongly in providing you with the ability to access and edit the personally identifying information that you have provided to us through our websites. To update this information, please visit the applicable My Account section of Meredith's website.
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Newsletters and Promotions:

Newsletters. We may offer you the opportunity to subscribe to email newsletters on various topics that we believe are of interest to our visitors. If you have opted to receive a particular newsletter, you can always unsubscribe later either (1) by following the 'unsubscribe' link located near the bottom of each newsletter, or (2) by going the applicable My Account section of Meredith's website and selecting "Unsubscribe" from the Newsletter options, unchecking the relevant boxes and pressing the "Update" button.

Promotional Emails. If you provide us with your email address, from time to time we may send you emails about Meredith products, services and special offers (such as special Meredith magazine subscription offers) that we believe may be of interest to you. When you register, you will also be given an opportunity to tell us whether you would like to receive emails about products, services and special offers from third-party providers. Though we hope that you will find both types of promotional emails helpful, if you decide that you no longer wish to receive either or both types of emails, please go to the applicable Email Preferences page of Meredith's website and update your preferences. Of course, you may change your preferences at any time. We will make any changes you request as quickly as we can.
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Security:

The personally identifying information we collect is stored within a database that we control. We use standard, industry-wide procedures such as firewalls and SSL (Secure Sockets Layer) encryption to protect your information. However, as effective as encryption technology is, no security system is impenetrable. We cannot guarantee the security of our database, nor can we guarantee that information you supply won't be intercepted while being transmitted to us over the Internet. And, of course, any information you include in a message you post to any message board, discussion group, or other public posting area on our sites is available to anyone with Internet access. If you don't want people to know your name or email address, for example, make sure not to include it in any message you post publicly. Please see our Visitor Agreement (anchor link to text below) for more information related to posting materials on our sites, including our use of such materials.
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Miscellaneous:

The Internet is an evolving medium. If we need to change our Privacy Policy at some point in the future, we'll post the changes before they take effect.
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YOUR CALIFORNIA PRIVACY RIGHTS:

(As provided by California Civil Code Section 1798.83) Under California Civil Code Section 1798.83 - also known as the "Shine the Light" law - California residents have a right to request certain information from each business they patronize regarding that business's disclosures of personal information to third parties for the third parties' direct marketing purposes. Generally, if a business has disclosed personal information regarding its California customers to third parties for direct marketing purposes in the preceding calendar year, the business is required to provide, upon request and free of charge, a list of the names and addresses of all such third parties, together with a list of the categories of personal information that was disclosed.

The "Shine The Light" law creates an exception for businesses that adopt and disclose to the public (in their privacy policies) a policy of not sharing personal information for direct marketing purposes without offering their customers choices to prevent such disclosures. These businesses are not obligated to provide the lists described above and may respond to requests from California customers by notifying them of their rights to prevent disclosures of personal information for direct marketing purposes and providing a cost-free means of exercising those rights.

Meredith Corporation qualifies for this latter exception. As further explained in our Online Privacy Policy Offline Privacy Policy, we offer our customers choices to prevent the disclosure of their personal information to third parties for the third parties' direct marketing purposes. To prevent such disclosures of your information, please follow the instructions in our "Shine The Light" Customer Notice, which is included below for your convenience. You can also request a copy of this Notice by emailing us at privacy@meredith.com. Please note that we are only required to respond to one request for per California customer during the course of any calendar year and we reserve the right not to respond to requests made by means other than through this email address.
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MEREDITH CORPORATION "SHINE THE LIGHT" CUSTOMER NOTICE

The following options are available to any customers who wish to prevent the disclosure of their personal information to third parties for direct marketing purposes:

Disclosures of Name and Postal Address Information.
If you subscribe to a magazine published by Meredith Corporation, or if you otherwise provide us with your name and postal address, we may share this information with other reputable companies that offer products and services that we believe may be of interest to you. To remove your name and postal address from any marketing lists that we sell or rent to third parties, complete the online opt-out form or email your name and address to privacy@meredith.com. If you prefer to contact us by regular mail, send a postcard or letter including your name and postal address to Meredith Corporation, Opt-out Postal: Attn Circulation, 1716 Locust Street, Des Moines, Iowa 50309.

Disclosures of Website Registration Information.
When you register to become a member of one of our websites and when you use our sites, you may be invited to sign up to receive special offers from reputable third-party advertisers that we think may be of interest to you. If you choose to register for these offers, we will share your registration information with the advertisers that sponsor the offers you elect to receive. To prevent the disclosure of your registration information to these advertisers, please do not register to receive third-party offers when you sign up for membership and/or use our sites.

Many of the third-party offers promoted through our websites are brought to our visitors by a third-party agency, CoolSavings.com. When you register to receive one or more offers from advertising clients of CoolSavings.com, your information will be disclosed to CoolSavings.com and CoolSavings.com may use your information and disclose it to its client advertisers subject to its privacy policy at http://www.coolsavings.com. If you do not wish to receive third-party offers through CoolSavings.com, please do not register for these offers when you use our websites.

Disclosures of Sweepstakes and Contest Registration Information.
From time to time, we may offer co-sponsored sweepstakes, contests and other promotions with third-party advertisers and other partners. We may share your registration information with third-parties involved in a co-sponsored promotion, who will always be identified in the promotion materials (for example, in the official rules). If you do not want your registration information to be disclosed to these third-parties, please do not register for any of our co-sponsored promotions.

Meredith Corporation Visitor Agreement

This information is provided to you by the Meredith Corporation ("we" or "us"). Please take a moment to read this Visitor Agreement. By using this website, you accept this Visitor Agreement. Our sites are always evolving; please be aware that we may change this Visitor Agreement from time to time. By continuing to use this site after we post any such changes, you accept this Visitor Agreement, as modified.

Our Visitor Agreement addresses the following topics

1. Using Good Judgement
2. 2 Rules for Registration, Submissions, and Messages
3. Rights
4. Third Party Services
5. Disclaimer of Warranties
6. Limitations of Liabilities
7. Discontinuance, Modification & Restrictions
8. Applicable Law and Exclusive Jurisdiction
9. Dispute Resolution
10. Miscellaneous

We respect your privacy. Please take a moment to read our Privacy Policy.

1. Using Good Judgment
Our Visitor Agreement is intended to make our sites safe and fun for everybody. We invite you to bring to our attention any content on our sites you believe to be inaccurate, inappropriate or in violation of these rules. Please write to us at editor@metlifeyourlife.com Use common sense when you use our and anybody else's websites. The content that appears on our sites is for informational purposes only. Despite our efforts to provide useful and accurate information, errors may appear from time to time. Some of the content you find on our sites was not created, edited, or posted by us (for example, discussion group postings). The materials posted by third parties on our sites represent the views of such third parties and are not endorsed by us, nor do we guarantee the accuracy of any posting. Though we hope the advertisers, merchants and users you meet through our sites treat you honorably and fairly, we can't vouch for the information, goods, or services they offer. Before you act on information you've found on or through any of our sites, confirm any facts that are important to your decision. We encourage you to exercise a healthy skepticism and good judgment.

2. Rules for Registration, Submissions and Messages
Registration. To obtain access to certain Meredith services, you will be given an opportunity to register with our site. As part of the registration process, you will select a password. You agree that the information you supply during that registration process will be accurate and complete and that you will not register under the name of, nor attempt to enter any of our sites under the name of, another person. You will be responsible for preserving the confidentiality of your password and for all actions of persons accessing any of our sites through any password assigned to you. You will notify us at online editor at meredith.com of any known or suspected unauthorized use of your account.

Submissions and Messages. Responsibility for what is posted in the discussion groups or other public forums on our sites lies with each user--you alone are responsible for the content of your messages, and the consequences of any such messages. You agree not to use our sites to send or submit materials:

a. that are false, inaccurate or misleading;
b. that infringe any third party's copyright, patent, trademark, trade secret or other proprietary rights or rights of publicity or privacy;
c. that violate any law, statute, ordinance or regulation (including without limitation those governing export control, consumer protection, unfair competition, anti-discrimination and false advertising);
d. that are libelous, threatening or harassing;
e. that are obscene or contain any kind of pornography;
f. that contain any viruses, Trojan horses, worms, time bombs, cancelbots or other computer programming routines that are intended to damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or personal information;
g. that might create liability for us or might cause us to lose (in whole or in part) the services of our Internet service providers or other suppliers;
h. that interfere with the ability of others to enjoy our site;
i. that impersonate any other person or entity, whether actual or fictitious, including impersonating an employee or consultant of Meredith Corporation;
j. that link to or include descriptions of goods or services that: (i) are prohibited under this Agreement; or (ii) you do not have a right to link to or include;
k. that contain any content that you do not have the right to make available under any law or any contractual or fiduciary relationship (such as inside information and confidential information learned under a non-disclosure agreement); or
l. that instigate or encourage others to commit illegal activities or cause injury or property damage to any person.

3. Rights
You acknowledge that:
1. We permit access to content that is protected by copyrights, trademarks and other intellectual and proprietary rights ("Rights") and;

2. This Visitor Agreement and applicable copyright, trademark and other laws govern your use of such content.

Our Limited License to You. You are free to display and print for your personal, non-commercial use information you receive through our sites. You may not reproduce, distribute, or otherwise use any of the materials without the prior written consent of the Rights holder. Requests for permission to reproduce, distribute or otherwise use materials found on our sites should be made to eReprints at meredith.com. The burden of determining whether any content on our sites is or is not protected by Rights rests with you.

Links. You are free to encourage others to access the information on our sites. We welcome links to our sites. You are free to establish a hypertext link to any of our sites so long as the link does not state or imply any sponsorship or endorsement of your site by us or make use of a logo without written consent of the logo owner.

No Framing. Without our prior written consent, you may not frame, or in-line link to, any of the content of our sites, or incorporate into any other website or service any of our intellectual property.

Marks. We do not want anyone to be confused about which materials and services are provided by us and which are not. You may not use any mark appearing on our sites without the prior written consent of the owner of the mark. All associated logos are marks are owned by Meredith Corporation.

Your License to Us. By submitting material to or through our sites, you grant us and our partners, agents, affiliates and service providers (collectively, "Affiliates"), the non-exclusive right to reproduce, modify and distribute such material as we see fit for any purpose in any form, media, or technology now known or later developed. You agree that we and our Affiliates may identify you as the author of any of your postings by name, email address or screen name as we see appropriate. You also permit any other user to access, display, and print such content for personal use. By submitting material to us, you are representing that such material does not violate or infringe any rights of any third party, including, but not limited to, copyright, trademark and other proprietary rights. If any third-party content is included in any materials that you submit, you must obtain permission from the content owner and attribute such content to the owner.

Notice of Copyright Infringement. If you are an owner of intellectual property who believes your intellectual property has been improperly posted or distributed via this site, please notify us by sending an email to dmcanotice at meredith.com or by sending a notice by U.S. Mail to: John S. Zieser at Meredith Corporation, 1716 Locust Street, Des Moines, Iowa 50309. Please note that we may access and disclose your personally identifiable information in order to address any infringement claim.

Indemnity. You agree to hold us and our affiliates, agents and licensors harmless from any claim that may arise from your use of any of our sites.

4. Third Party Services
As a convenience to you, we may provide links to third-party websites. Those websites and the parties that control them are beyond our control. We make no representations as to the content, quality, suitability, functionality or legality of any sites to which we may provide links, and you hereby waive any claim you might have against us with respect to such sites and their operators. You may order services or merchandise through links on our sites from persons not affiliated with us. All matters concerning such merchandise or services, including, but not limited to, purchase terms, payment terms, warranties, guarantees, maintenance and delivery, are solely between you and the merchants with whom you chose to do business. We make no warranties or representations whatsoever with regard to any goods or services provided by those merchants. You will not consider us - nor will we be deemed - a party to such transactions, whether or not we may have received some form of remuneration in connection with the transaction. We will not be liable for any costs or damages arising out of any transaction (whether directly or indirectly) between you and any other person or entity.

5. Disclaimer of Warranties
YOU AGREE THAT USE OF THE SITES IS AT YOUR SOLE RISK. OUR SITES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. MEREDITH CORPORATION, ITS AFFILIATES, AGENTS AND LICENSORS CANNOT AND DO NOT WARRANT THE ACCURACY, COMPLETENESS, CURRENTNESS, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE OF THE INFORMATION, MATERIALS AND SERVICES AVAILABLE THROUGH OUR SITES. WE DO NOT GUARANTEE OUR SITES TO BE ERROR-FREE, SECURE, CONTINUOUSLY AVAILABLE OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

YOU ALSO AGREE THAT IF YOU RELY ON ANY DATA OR INFORMATION OBTAINED THROUGH OUR SITES, YOU DO SO AT YOUR OWN RISK. YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE OR LOSS THAT RESULTS FROM YOUR USE OF ANY MATERIAL AND/OR DATA. OUR SITES ARE PROVIDED WITH THE UNDERSTANDING THAT NEITHER MEREDITH CORPORATION NOR ITS USERS, WHILE SUCH USERS ARE PARTICIPATING IN THE SITES, ARE ENGAGED IN RENDERING LEGAL, MEDICAL, COUNSELING OR OTHER PROFESSIONAL SERVICES OR ADVICE. OUR SITES ARE NO SUBSTITUTE FOR PROFESSIONAL SERVICES OR ADVICE.

MEREDITH CORPORATION, ITS AFFILIATES, AGENTS, AND LICENSORS MAKE NO WARRANTY REGARDING ANY GOODS OR SERVICES REFERRED TO, ADVERTISED ON, OR OBTAINED THROUGH OUR SITES, OTHER THAN THOSE EXPRESS WARRANTIES MEREDITH CORPORATION ITSELF SPECIFICALLY MAKES ON ANY MEREDITH CORPORATION ORDER FORM.

6. Limitation of Liability
UNDER NO CIRCUMSTANCES WILL MEREDITH CORPORATION OR ITS AFFILIATES, AGENTS OR LICENSORS BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DAMAGES ARISING OUT OF YOUR USE OF ANY OF OUR SITES, INCLUDING, WITHOUT LIMITATION, LIABILITY FOR CONSEQUENTIAL, SPECIAL, INCIDENTAL, INDIRECT, OR SIMILAR DAMAGES, EVEN IF WE ARE ADVISED BEFOREHAND OF THE POSSIBILITY OF SUCH DAMAGES. YOU AGREE THAT THE LIABILITY OF MEREDITH CORPORATION, ITS AFFILIATES, AGENTS AND LICENSORS, IF ANY, ARISING OUT OF ANY KIND OF LEGAL CLAIM IN ANY WAY CONNECTED TO ANY OF OUR SITES WILL NOT EXCEED THE AMOUNT YOU PAID TO US TO USE THE SITES. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN CATEGORIES OF DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, THE LIABILITY OF MEREDITH CORPORATION, ITS AFFILIATES, AGENTS AND LICENSORS IS LIMITED TO THE FULLEST EXTENT PERMITTED BY SUCH STATE LAW.

7. Discontinuance, Modification & Restrictions
We may discontinue, change, suspend, or restrict access to any of our sites or any portion of our sites at any time without liability to you or any third party.

8. Applicable Law & Exclusive Jurisdiction
This site is controlled and operated by Meredith Corporation from the state of Iowa in the United States of America. Those who choose to access our site from other locations do so on their own initiative and are responsible for compliance with applicable local laws. This Visitor Agreement constitutes an agreement made in, and to be construed in accordance with the laws of, the State of Iowa without regard to its conflict of law provisions. By using this site, you consent to the exclusive jurisdiction of the state and federal courts in Polk County, Iowa, in all disputes arising out of or relating to this agreement or any of our sites.

9. Dispute Resolution
You agree not take any legal action against us that relates to or arises out of any of our websites without first (a) sending us, via registered mail or national overnight courier service, a detailed written description of the facts and law out of which your claim arises; and (b) negotiating with us, in good faith, for not less 30 days, toward resolution of the dispute. All correspondence concerning such dispute must be sent to dispute at meredith.com, or such other designee as Meredith may identify from time to time.

10. Miscellaneous
In the event that any provision of this Visitor Agreement conflicts with the law under which this Visitor Agreement is to be construed or if any provision is held invalid by a court with jurisdiction over the parties to the Visitor Agreement, such provision will be restated to reflect as nearly as possible the original intentions of the parties in accordance with applicable law, and the remainder of this Visitor Agreement will remain in full force and effect. If either party fails to insist upon or enforce strict performance by the other party of any provision of the Visitor Agreement, or to exercise any right under the Visitor Agreement, such a failure will not be construed as a waiver or relinquishment to any extent of such party's right to assert or rely upon any such provision or right in that or any other instance. This Visitor Agreement constitutes the entire understanding between the parties as to the subject matter hereof, and supersedes all prior agreements and understandings relating to such subject matter.

Copyright
Contents on this site are copyright 2003-2010 by Meredith Corporation or its affiliates or licensors. Unauthorized distribution or reproduction is forbidden. If you have questions or wish to obtain more information from or about Meredith Corporation, please visit meredith.com.