Welcome to MetLife, Your Life®

Let us help you face life's unpredictable situations with safety tips we've gathered from years of experience. Full of educational and seasonal information, our site will help you take care of your auto, home and safety needs. Plus, you can save money along the way.

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Your Auto

Keep your car in top condition with our seasonal tips and safety information. Find out what to do in emergency situations and how to deal with inclement weather that could affect your driving. We also answer common auto insurance questions.

Your Home

Keep your home safe with our maintenance tips and safety ideas. We offer guidance on what to do for regular upkeep of your home throughout the year. We also answer common home insurance questions.

Your Business

Keep your business running smoothly with these tips and insights. From liability coverage to protecting your assets, we’ll help you maintain peace of mind.

Your Belongings

Take care of your valuables with our maintenance ideas and safety tips. We'll help you protect your favorite belongings indoors and out, including your technology, recreational, and home maintenance equipment. We also answer common insurance questions.

Your Protection

Keep your loved ones safe both online and offline with our helpful advice and information. Our articles can help you reduce your risk and raise your awareness about situations that can affect your personal and online safety, including identity theft protection.

Your Trusted Solutions

Conquer your to-do list with discounts and access to seasoned professionals for home repairs, renovations and household tasks.

Commercial Insurance

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About MetLife Auto & Home

As the nation's leading provider of employer-sponsored auto and homeowners insurance, MetLife Auto & Home insures nearly 1.7 million households countrywide. Our Claims promise is to be there when our customers need us most—providing superior insurance coverage with fewer gaps and surprises.


See our video collection to learn more about protecting your property and assets.

How Landscaping Can Keep Your House Safe

Done right, landscaping can keep your house safe and reduce energy bills. Here’s how.

When it comes to landscaping, there’s more than curb appeal to consider. What and where you plant can also impact your home’s energy efficiency and safety.

Keep cool with shade
Temperatures can be up to 25 degrees cooler in the shade than in unshaded areas. In the summer, that can make a big difference in the heat your house absorbs. Deciduous trees planted to the southeast and southwest can cast a shadow over the house during the morning and afternoon, cutting radiant heat by as much as 80 percent.

Reduce wildfire threats
Homeowners in fire-prone areas might consider reducing the number of plants that could ignite in a wildfire. The general rule is to maintain a 30-foot buffer, free of trees and shrubs, around the house. Another fire-wise approach is to create an open landscape design, with widely spaced trees and shrubs that are trimmed high off the ground. Also, choose native plants, which are more fire-resistant than transplanted materials.

Keep basements dry
Proper grading directs water away from your foundation and basement. To whisk water away, make sure the dirt around your foundation slopes away from the house and toward the yard. Plant flowers and grasses near your house to help drink up any excess.

Block cold wind
Planting a windbreak can slow biting cold winds and reduce your heating bill. Evergreens planted on the northwest side of a home save you up to 25 percent on winter energy bills. In a windy area, plantings on the north, east and west can save you up to 40 percent.

The most successful windbreaks deflect winds up and over the house. These windbreaks have four stages: low shrubs planted farthest from the house, followed by larger bushes closer in, then deciduous trees and, finally, evergreens.

Avoid ice damage
Often, property damage from an ice-storm can be prevented. To avoid falling limbs, keep your tree branches trimmed and away from the house.

Learn about suitable plants for your area by contacting a professional landscaper or a university extension office. And, find out more about landscaping for energy efficiency at energysavers.gov.

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