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Let us help you face life's unpredictable situations with safety tips we've gathered from years of experience. Full of educational and seasonal information, our site will help you take care of your auto, home and safety needs. Plus, you can save money along the way.

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Keep your car in top condition with our seasonal tips and safety information. Find out what to do in emergency situations and how to deal with inclement weather that could affect your driving. We also answer common auto insurance questions.

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Keep your home safe with our maintenance tips and safety ideas. We offer guidance on what to do for regular upkeep of your home throughout the year. We also answer common home insurance questions.

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Take care of your valuables with our maintenance ideas and safety tips. We'll help you protect your favorite belongings indoors and out, including your technology, recreational, and home maintenance equipment. We also answer common insurance questions.

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Life Jacket Rules for Water Activities

Improve safety on the water by selecting and wearing the appropriate gear.

 

They’re called life jackets for a reason. In 2015, more than three quarters of fatal boating accident victims drowned. Of those victims, nearly nine in 10 weren’t wearing life jackets.

Before you go out on the water, make sure you’re familiar with state laws regarding life jackets. In most states, they are mandatory for children under 12. Even if not required to wear one, it’s a good idea for all on board to do so. Use this guide to find a life jacket that fits your needs.

Fit

To find the perfect fit, try on a few at a store. A salesperson should be able to help you select a Coast Guard-approved life jacket based on your chest size and weight. If possible, test the life jacket on shallow water.

You also should check the fit regularly—especially for children. Parents often buy life jackets too big, thinking their children will grow into them, but a child can slide right out of an ill-fitting life jacket. If the jacket rides up over the chin or face, it’s too big. If you have trouble clasping your life jacket, or if it feels uncomfortably tight, it’s time to buy a larger size.

Use

Life jackets are often specialized for different types of water sports. You can find them with higher torsos for paddle sports; and wide-cut arms for action sports such as skiing, wakeboarding, and tubing. A salesperson can help you select the right type of life jacket for your activity.

Care

Keeping your life jacket in good condition helps preserve its effectiveness. Check life jackets every season for rips and faulty zippers. Inflatable life jackets need extra inspection to ensure that the inflatable chambers are intact and damage-free, and that the carbon dioxide cylinder and firing mechanisms are in working order.

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