Welcome to MetLife, Your Life®

Let us help you face life's unpredictable situations with safety tips we've gathered from years of experience. Full of educational and seasonal information, our site will help you take care of your auto, home and safety needs. Plus, you can save money along the way.

Visit MetLife.com for your current Auto and Home policy information.
Find out if you're eligible for an employee or association
membership discount. Get a free quote.

Your Auto

Keep your car in top condition with our seasonal tips and safety information. Find out what to do in emergency situations and how to deal with inclement weather that could affect your driving. We also answer common auto insurance questions.

Your Home

Keep your home safe with our maintenance tips and safety ideas. We offer guidance on what to do for regular upkeep of your home throughout the year. We also answer common home insurance questions.

Your Business

Keep your business running smoothly with these tips and insights. From liability coverage to protecting your assets, we’ll help you maintain peace of mind.

Your Belongings

Take care of your valuables with our maintenance ideas and safety tips. We'll help you protect your favorite belongings indoors and out, including your technology, recreational, and home maintenance equipment. We also answer common insurance questions.

Your Protection

Keep your loved ones safe both online and offline with our helpful advice and information. Our articles can help you reduce your risk and raise your awareness about situations that can affect your personal and online safety, including identity theft protection.

Your Trusted Solutions

Conquer your to-do list with discounts and access to seasoned professionals for home repairs, renovations and household tasks.

Commercial Insurance

Placeholder text.

About MetLife Auto & Home

As the nation's leading provider of employer-sponsored auto and homeowners insurance, MetLife Auto & Home insures nearly 1.7 million households countrywide. Our Claims promise is to be there when our customers need us most—providing superior insurance coverage with fewer gaps and surprises.


See our video collection to learn more about protecting your property and assets.

Towing a Trailer: 9 Tips for Towing Safely

Follow these tips to keep your family safe all summer.

Towing a Trailer

  1. Consult your car’s owner’s manual for the towing capacity (the maximum weight the vehicle can safely tow) and the gross combined weight rating (the maximum weight of the vehicle and trailer, fully loaded, that your vehicle can handle). Do not exceed these numbers.

  2. Watch the tongue weight. This is the trailer weight pressing on the hitch. Typically, recommended tongue weight is 10 to 15 percent of a trailer’s loaded weight.

  3. Inspect the hitch system to be sure it’s compatible with the trailer and can handle its weight. Follow the vehicle and trailer manufacturers’ hitch recommendations.

  4. Connect safety chains between the vehicle and trailer. The chains should have slack, and crisscross under the trailer tongue.

  5. Pack carefully to secure cargo and balance weight in the trailer. As a general rule, distribute 60 percent of the weight at the front and 40 percent at the rear.

  6. Check the integrity of the tires on your vehicle and trailer. Replace tires that are worn, inappropriate for the weather (snow tires in summer, for example) or more than 10 years old. Before leaving home, verify that you have spare vehicle and trailer tires.

  7. Review local towing regulations during trip planning. States may require towing permits, have trailer size restrictions, and/or require separate brake systems on larger trailers.

  8. Follow a pre-trip checklist:

    • Check the tire pressure on all vehicle and trailer tires.
    • Make sure the hitch is secure and the safety pin is in place.
    • Test the trailer’s taillights, brake lights and turn signals.
    • Raise and lock the trailer jack, tongue support and stabilizers.
    • Check your visibility; if you can’t see around the trailer, install extension mirrors.
  9. Drive carefully:

    • Don’t transport passengers in the trailer.
    • Slow down, and brake early.
    • Make wide turns.
    • Allow for extra space between vehicles when passing and merging.
    • Exercise caution during severe weather and high winds.

Learn more about protecting other items you may tow, including your RV from MetLife Auto & Home®.

L1216485536[exp1119][All States][DC]

Close popup