Is Windshield Damage Done by a Rock an Accident?
Find out if your claim will be counted towards your deductible or affect your rates.
Q. If my windshield were damaged by a stone and I had it replaced by MetLife Auto & Home®, would this count as an accident? Would I not get the $50 Deductible Savings Benefit (DSB)* that year for being accident-free?
A. DSB awards auto policyholders with a $50 credit every year they don’t have claims. You could earn up to $250, which would be applied to your comprehensive or collision deductible in the event you did have an accident. A glass or towing claim does not count against you.
*Not available in all states or programs. In New York State, drivers must pay a state-required minimum deductible before using this benefit. Policy must include Comprehensive Coverage.