Are You Covered When Driving a Relative’s Car?
When borrowing a car, your first line of defense will be the car owner’s insurance. Find out how MetLife Auto & Home® can provide additional coverage.
Q. When I visit my family in another state, I almost always drive one of their cars. If I were in an accident, would my MetLife Auto & Home auto policy cover me?
A. If you borrow Aunt Millie’s station wagon during your annual holiday visit, and you crash it, Aunt Millie’s auto insurance would be the first source of money to repair her vehicle. After her insurance is exhausted your MetLife Auto & Home auto policy will step in to help pay for damages. Your personal insurance is considered “excess” over any other insurance. Of course, this situation assumes you drive Aunt Millie’s car infrequently.