Is It an Accident if a Rock Damages My Windshield?
Find out if your claim is counted toward your deductible or affects your rates.
Q. If a stone damages my windshield and I and I report the claim to MetLife Auto & Home, would this count as an accident? Would I not get the $50 Deductible Savings Benefit (DSB)* that year for being accident-free?
A. A glass or towing claim does not count against you. DSB awards auto policyholders with a $50 credit every claim-free year. You could earn up to $250, which would be applied to your comprehensive or collision deductible in the event you did have an accident.
*Not available in all states or programs. In New York state, drivers must pay a state-required minimum deductible before using this benefit. Policy must include Comprehensive Coverage.