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Safe
& Sound
Motorcycle
Safety: Smooth moves
Did
you know that in the majority of multivehicle crashes involving
a motorcycle, the motorcyclist is not at fault? "Drivers' perception
of motorcyclists needs to be that those people are very vulnerable,"
says Pat Hahn of the Minnesota Motorcycle Safety Center and author
of How To Ride A Motorcycle. "We don't have the benefit of air bags
and seat belts, so a tiny mistake can have big consequences." Choose
"true" or "false" on this quiz to test your familiarity with the
two-wheelers that share the road.
| 1.
True/False |
Motorcyclists
are "hot-rodding" when they move back and forth in the lane.
|
| 2.
True/False |
The
motorcyclist who pulls off the road under a bridge in a rainstorm
is just trying to avoid getting wet. |
| 3.
True/False |
You
should call police when you see motorcyclists sitting side-by-side
in one lane at a traffic light. |
| 4.
True/False |
When
a motorcyclist's turn signal is flashing, it means he or she
is about to turn. |
| 5.
True/False |
Most
crashes occur when a car turns left in front of an oncoming
motorcycle. |
ANSWERS
- False. Bikers
must use all of their lane to steer clear of hazards such as potholes.
- False. Roads
are slippery in the first few minutes of a rainstorm, so many
riders pull off the road to wait this part out.
- False. It's
legal for bikers to stop two abreast at traffic signals for maximum
visibility.
- False. Unlike
a car, a motorcycle's turn signal doesn't automatically turn off
after a turn. A rider may not realize the blinker is on.
- True. Because
motorcycles are smaller than other vehicles, it can be difficult
to judge their distance and speed. When you spot a bike, wait
an extra second to be sure you know where that motorcycle is and
how fast it's moving.
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Motorcycle
Insurance Reminder >>
Does
your motorcycle
insurance
have enough horsepower? MetLife Auto & Home motorcycle policies
cover more than your bike -- they also cover any trailer
you use to haul it. Coverage is not available in all states.
See policy for restrictions.
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Wildfire
Prevention: What's hot? Cool plants
One of the best wildfire-fighting tools is something low-tech: fire-resistant
plants. At the Quail Botanical
Gardens in Encinitas, California, the Landscape for Fire Safety
Garden (left) showcases more than 1,000 trees, shrubs and flowers
-- from California lilacs to aloe -- that add beauty and create
protective fire barriers. These plants retain high levels of water
(providing less fuel in a fire) and contain no oil. "We show homeowners
what they can do to make their houses more defensible," says Quail
President and CEO Julian Duval. "Plants can't make your house fireproof,
but they can make it safer."
Meet Mr. Con Artist
As the weather warms, home-improvement scams pop up like weeds.
Be wary of a contractor who uses these shady tactics, says the Federal
Trade Commission.
- Solicits
door-to-door.
- Offers you
a "deal" because he has materials left over from another job.
- Recommends
that you borrow money from someone he knows.
- Tells you
to get the necessary building permits -- a possible sign that
this contractor is not licensed in your state.
- Accepts only
cash.
- Requires
full payment up front.
Teen
Drivers: Safe (and sweet) 16
Is your teen
dreaming about a flashy new sports car? Put the brakes on that idea,
pronto! When car shopping for a novice driver, let what's considered
cool take a backseat.
To choose a
safe vehicle for a new driver, keep in mind that "larger" generally
equals "safer." However, taller vehicles tend to be less stable
and are more likely to tip over.
Shopping for
a used car? You'll find driver-side air bags in most cars manufactured
after 1989; by 1998, passenger-side front air bags were added. Side
air bags greatly improve the safety of a small car.
Luxury cars
are generally larger than average and may include advanced features
such as parking assistance and back-up cameras. A used high-end
model may be a safer alternative to a new economy car.
Home
Work: By the pool
Get ready for
swimming pool season with these safety tips from the U.S. Consumer
Product Safety Commission (CPSC):
- Search
smart. When a child is missing, always look first in the pool.
In one CPSC study, 77 percent of the kids involved in pool submersion
or drowning accidents had been out of sight for five minutes or
less.
- Be alarmed.
If your house has doors that open directly into the pool area,
consider installing door alarms that sound whenever they're opened.
- Fence
it in. Install fences around inground pools. (MetLife Auto
& Home requires a six-foot fence, unless prohibited by a local
ordinance.) Remove ladders and steps from aboveground pools when
not in use.
- Hide the
toys. Remove toys in and around the pool when no one is swimming.
They can attract young children to the pool.
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