Coverage A+

Typically, the average insurance company defines “Replacement Cost” as the amount necessary to repair or replace a building, up to the amount of coverage purchased. At MetLife Auto & Home, we are committed to protecting you better. We know you wouldn’t want to face substantial out-of-pocket costs in the unfortunate event of having to rebuild your home. We know that building costs change over time. So, we provide Coverage A+, to more fully safeguard you and your family against financial loss, should you need to repair or reconstruct your home. With Coverage A+:

• The maximum coverage equals the replacement cost at the time the repair is made.
• You can rebuild your house with materials of “like kind and quality.”
• The amount of insurance for your house meets the current construction costs to rebuild it. ⁽¹⁾

1) Please see your policy for restrictions.

 

 

 

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