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Bulk Buying: The More, the Merrier
Five-pound blocks of cheddar cheese, boxes of 12 dozen cookies, crates of 50 oranges -- warehouse stores are filled with supersize temptations, especially during the holidays. But are they really bargains? Maybe … if you shop smart.

  • If you're eyeing a perishable food, think twice about how much of it your family actually is likely to eat. If you eventually throw half of it away, it isn't such a great deal after all.
  • Cut fresh meats into smaller serving sizes and immediately freeze what you won't use within a few days.
  • Check the expiration dates, even on non-food items. Are you sure you'll ever use 1,000 aspirin tablets?
  • Holiday-themed paper goods often are the best deals because it's easy to store whatever you don't use until next year.

Home Work: Fall cleanup checklist
Before the cold weather sets in, get the yard in shape with these smart tips:

  • Clean your gutters. Be careful when using a ladder -- don’t overreach, which is a common cause of falls. Get down and move the ladder.
  • Shut off water to all outdoor spigots to prevent pipes from freezing.
  • Start filling your bird feeders now to attract birds to your backyard over the winter. Many birds are scouting out good food sources for the coming months.
  • Test-drive the snowblower.
  • Plant some spring color. Now is a great time to plant many bulbs and shrubs. Be sure all new landscaping properly drains water away from your home’s foundation.

Hot Holidays
Don’t burn your tree, wreath or evergreen branches in the fireplace. Dry trees burn hot and fast and often shoot off sparks. It takes only one spark to ignite curtains or carpeting. Instead, take advantage of the recycling pickup and disposal services offered by most towns.


Traffic Roundabouts: Coming to an intersection near you?
Circular intersections with center islands have long been popular in Europe. Now, thanks to their excellent safety record, more of them are popping up in the United States. A 2000 study by the Insurance Institute for Highway Safety shows that when a traditional four-way intersection is replaced by a roundabout, the number of crashes goes down 39 percent and the number of those involving injuries goes down a whopping 76 percent. What’s their secret? Roundabouts keep all traffic moving in the same direction, and cars have to slow down to navigate the curves.


Road Rage: The Fast and the Furious
The average American spends 100 hours a year commuting to work. Add in trips to the grocery store, the kids’ soccer games and the mall, and all that driving could make you -- or maybe the driver in the next lane -- more than a bit cranky. Are you an aggressive driver? The Iowa Department of Transportation says you might be if you race to beat a yellow light, tailgate to force another driver to speed up or get out of your way, make obscene gestures or use your horn unnecessarily.

Taming your feelings of impatience and anger takes practice. Put in a favorite CD to improve your mood and give yourself plenty of time to get to your destination so you aren’t rushing.

But what if it’s the other driver who’s got the anger issues? In that case, slow down and put some distance between the two of you. Avoid eye contact. And don’t make the situation worse by honking your horn or being aggressive in return.


Deer In The Headlights
Like ice cream and ketchup, deer and traffic just don’t mix. This dangerous combo causes thousands of crashes each year at an average cost of $10,000 each. During deer season this fall, follow these driving tips from the Insurance Information Institute:

  • Watch the clock. Deer are most active from sunset to midnight and during the hours just before and after sunrise.
  • Be vigilant. Deer don’t run alone. If you see one, there are likely others nearby.
  • Don’t swerve. If a deer is suddenly right in front of you, sound your horn to frighten it away. Brake firmly but stay in your lane. Serious crashes happen when drivers swerve to avoid a deer, only to hit other vehicles or lose control of their cars.

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